Purchase on account for online merchants

Offer purchase on account in your own online shop. Secure and convenient with the white label solution from heidelpay.

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Purchase on account

Indispensable for German E-Commerce

The purchase on account is one of the most popular online payment methods in German E-Commerce. Online merchants who do not make the process available to their customers are threatened with a significantly higher rate of abandonment. In particular, if you sell goods that require a visual and functional appraisal, you should offer your customers the payment option "purchase on account".

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This is what heidelpay's solution offers you

Customizable: The heidelpay White Label Solution
Customizable: The heidelpay White Label Solution
At heidelpay, the connection of the invoice purchase to your shop system takes place in the form of a white label solution. This allows you to individualize your invoices without having to see service providers operating in the background.
  • Design of the invoice and customer communication according to your wishes
  • Checkout pages and payment reminders in the look & feel of the shop
  • Conversion increase through higher customer confidence
Additional protection against attempted fraud and payment defaults
Additional protection against attempted fraud and payment defaults
The additional option Secured Purchase on Account offers you default insurance for the full amount of the invoice. In addition to the features of our basic solution, you thus enjoy maximum protection against payment defaults.
  • Never again payment defaults
  • Automated payment reminders and possible initiation of dunning procedures
  • Payment directly after dispatch or after expiration of the payment period

Product Overview: Purchase on Account (B2C)

Base solution:
Purchase on account White-Label


  • White label solution without visible third-party providers
  • Fully customizable layout
  • Compensation for overpayments and underpayments
  • Simple partial cancellation and credit notes

Supported shop systems:

Available countries

  • Germany | Austria

Additional solution:
Secure purchase on account White-Label

Included in package:

  •  Base solution


  • Casualty insurance in full amount of the invoice amount
  • real time check of customer creditworthiness
  • Reliable identification of risk buyers
  • Eased invoice allocation in case of faulty transfers
  • Individually configurable and automatic dispatch of payment reminders
  • Automatic transfer of open receivables to our debt collection departmentPartner

Supported shop systems

  • Shopware | Magento 1 | Magento 2 | JTL | PrestaShop | OXID | Gambio | WooCommerce | plentymarkets Ceres

Available countries

  • Germany | Austria